I am seeking to get the credit label fundamentally for puncture purposes (mostly for those astonishing automobile repairs) as well as christmas time when we do not have the income for gifts (I have the vast family). What would be the preferred credit label for me to get? we have2 store credit cards, which have been regularly paid off prior to we even recieve the bill, as well as an glorious credit measure due to those cards, as well as tyro loans. we am seeking for the label which doesnt have an annual fee, any suggestions?
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Comments: 7 comments
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diana a
August 14th, 2009 at 5:18 pm
But it really depends on what you are looking for. Do you want a good rewards program, frequent flier miles, a low APR, etc.? These are things you should consider, and make sure you don’t get one with an annual fee. Even if you are just starting out, there are plenty of companies out there willing to give credit without charging you a yearly fee.
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http://www.bestcreditrates.net
Rob
August 14th, 2009 at 5:18 pm
Go though your bank..look for one with no annual fee, a credit limit of $1000 and look for a low interest rate.
yellow_rose_of_texas10
August 14th, 2009 at 5:18 pm
get a Walmart Visa Credit card. They help with everything.Interest isnt bad either
pro_av_guy
August 14th, 2009 at 5:18 pm
Pick the best interest rate and and rewards program like Discovers cash back. Most important is to pay it off as quick as you can. Let any cash back build up for next Christmas.
Good luck
Bob
August 14th, 2009 at 5:18 pm
My daughter had good luck with those offers that you get for college student plans. They have high interest rates (but you pay off every month, so who cares?) and low limits (but you’re a student and don’t need a big limit) but with many there is no annual fee.
jon s
August 14th, 2009 at 5:18 pm
debt visa card or cash card
Matt
August 14th, 2009 at 5:18 pm
I would actually suggest for all college students not to get a credit card while in school. It is too easy for students to charge items and delay paying it off, getting into financial trouble that can last for years.
But, if you are going to get another credit card, try to find one with a fixed interest rate and to research for one that is the lowest you can find. It should have no annual fee. And perhaps one that offers points or bonuses for spending.
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