• money
  • Jul 19,2009
  • In: Loan

Is student loan still tax deductable when refinancing a student loan with a personal loan?

My daughter has dual really tall seductiveness tyro loans. Her credit won’t let her do anything, though we can "refinance" it with me removing a loan regulating my credit. But is it still a "student" loan which she can deduct. She is creation a payments as well as her name will be additionally upon a loan (ironically, she will co-sign for me). This seems to be a little gray area once a loan gets changed around. Just wish to have certain a "chain of custody" still creates a brand new loan seductiveness taxation deductable. Hope this done clarity as well as interjection for your help.

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Comments: 2 comments

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  • PepsiLime
    July 19th, 2009 at 6:45 pm

    Nope, sorry, but personal loan won’t qualify, as you will have nothing in writing to say that it is student loan interest.

  • mechbasket
    July 19th, 2009 at 6:45 pm

    It wasn’t that very clear, but from what I understood your co-signing on the loan. She’ll pay for the loan’s premium and interest. and that’s about it …

    Remember: Who ever pays the student interest, that person will have the right to deduct those interest payments on their tax return (up 2,500).

    The only thing that I can figure that will absolutely confirm that you are paying a student loan is that if at the beginning of the tax season, you receive a 1098-E "Student Loan Interest Statement" from your Lender.

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