Comments on: insurance???????

By: sensible_man

sensible_man — Sat, 18 Jul 2009 17:05:23 +0000

I have seen many people on here say that you are automatically covered when your parents have full coverage, including insurance agents. This is not true of all companies. Call your insurance carrier and ask. It is a lot easier than finding out after an accident that you are not covered.

By: Kristi

Kristi — Sat, 18 Jul 2009 17:05:23 +0000

No, they have to add you to their policy. If they dont and let you drive their car regularly then it is considered insurance fraud

By: LB

LB — Sat, 18 Jul 2009 17:05:23 +0000

all drivers in the household have to be separately insured. She needs to call the ins company and tell them you’ll be driving the cars.

By: Chin.

Chin. — Sat, 18 Jul 2009 17:05:23 +0000

That’s right

By: bgee2001ca

bgee2001ca — Sat, 18 Jul 2009 17:05:23 +0000

Take a look at the policy, most policy’s will state, no drivers under a certain age, if theirs does, they will have to add you, and pay a premium for you.

By: btomaselli

btomaselli — Sat, 18 Jul 2009 17:05:23 +0000

Auto insurance means that a policy is written on a car – not the person. You can be added as a driver to the cars, but you would be covered as a family member either way. Check with your local agent since a few states (TX, NY, etc) have different rules, but even then you would still be covered unless you took it without permission AND they reported it stolen AND pressed charges.