Comments for Release Money Management http://releasemoney.net Release Money with money management investment Sat, 15 Aug 2009 09:50:37 -0700 http://wordpress.org/?v=2.8.5 hourly 1 Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by kh http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-586 kh Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-586 the insurance company will pay from the policy of who is at fault. it wouldn't matter if you had different companies or the same. the insurance company will pay from the policy of who is at fault. it wouldn’t matter if you had different companies or the same.

]]> Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by John W http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-585 John W Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-585 Your insurance company will not try to apportion blame on you without reason, they don't care about who the 3rd party is insured with, it''s simple, if you caused the accident you will lose your no claims and your policy excess, if you didn't cause it your no claims will be safe and you will get your excess back.. Contrary to public belief, insurance comapnies do try to be fair and they are strictly governed when deciding who is at fault when it comes to accidents.. Your insurance company will not try to apportion blame on you without reason, they don’t care about who the 3rd party is insured with, it’’s simple, if you caused the accident you will lose your no claims and your policy excess, if you didn’t cause it your no claims will be safe and you will get your excess back..

Contrary to public belief, insurance comapnies do try to be fair and they are strictly governed when deciding who is at fault when it comes to accidents..

]]> Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by pkgfinder http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-584 pkgfinder Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-584 If you are talking about a bodily injury claim your insurance will cover your medical cost UP to the amount of the other parties policy THEN up to the amount of bodily injury of your policy. If you are talking about a settlement etc beyond that you will need an attorney. If you are only talking about repair of your vehicle it would be the same if you go through your policy or through theirs. It would be handled the same way. Remember this. Insurance companies ALL have their interest in mind and can be very jaded because of so many fraudulent claims. Unfortunately because of this they can tend to treat HONEST people as though they are lying. Don't take it personal. If in doubt seek legal advice but remember an attorney will take a minimum of 33% of your ENTIRE settlement and up to 50% if it actually has to go to court. hopefully you have a friend or know someone who is an attorney who might help at a reduced fee. CSAA is about the best company in regards to how they treat customers and doing proper repairs. I manage a collision repair facility and they handle claims quickly and fairly. If you are talking about a bodily injury claim your insurance will cover your medical cost UP to the amount of the other parties policy THEN up to the amount of bodily injury of your policy. If you are talking about a settlement etc beyond that you will need an attorney. If you are only talking about repair of your vehicle it would be the same if you go through your policy or through theirs. It would be handled the same way. Remember this. Insurance companies ALL have their interest in mind and can be very jaded because of so many fraudulent claims. Unfortunately because of this they can tend to treat HONEST people as though they are lying. Don’t take it personal. If in doubt seek legal advice but remember an attorney will take a minimum of 33% of your ENTIRE settlement and up to 50% if it actually has to go to court. hopefully you have a friend or know someone who is an attorney who might help at a reduced fee. CSAA is about the best company in regards to how they treat customers and doing proper repairs. I manage a collision repair facility and they handle claims quickly and fairly.

]]> Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by tammy_anderson68 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-583 tammy_anderson68 Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-583 I feel for you. The same thing happened to me. Although this state mandates that different divisions of the same company handle the claim to prevent any conflict of interest, both of us were equally screwed by the company. Be sure to use a different legal firm and check to see what their record is against that particular company. Some lawyers are not as good as their flashy ads would lead you to believe. It ended up not being a good neighbor thing at all for me. I feel for you. The same thing happened to me. Although this state mandates that different divisions of the same company handle the claim to prevent any conflict of interest, both of us were equally screwed by the company. Be sure to use a different legal firm and check to see what their record is against that particular company. Some lawyers are not as good as their flashy ads would lead you to believe.

It ended up not being a good neighbor thing at all for me.

]]> Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by oklatom http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-582 oklatom Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-582 It might be the same company, but it's separate policy numbers and probably agents. No, it's not a conflict of interest, the person at fault will have to pay the damages they caused, if anything the process should go a bit quicker. It might be the same company, but it’s separate policy numbers and probably agents. No, it’s not a conflict of interest, the person at fault will have to pay the damages they caused, if anything the process should go a bit quicker.

]]> Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by dels replies http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-581 dels replies Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-581 Depends if there is any claim apart from repair to vehicles... Both no doubt will be repaired satisfactorily...But you probably have to pay an excess .. In usual circumstances if the other driver can be proved to be at fault your insurance can claim this for you so you are not out of pocket.. Also if the other driver is again proved to be at fault your insurance can reclaim the cost of your repairs from the other co... This would result in your NCD not being affected... But as you say these things are not so clear when both are covered by the same insurer,I can't imagine a company taking itself to court... You can only ask.. if necessary consult a solicitor... , Depends if there is any claim apart from repair to vehicles… Both no doubt will be repaired satisfactorily…But you probably have to pay an excess .. In usual circumstances if the other driver can be proved to be at fault your insurance can claim this for you so you are not out of pocket.. Also if the other driver is again proved to be at fault your insurance can reclaim the cost of your repairs from the other co… This would result in your NCD not being affected… But as you say these things are not so clear when both are covered by the same insurer,I can’t imagine a company taking itself to court… You can only ask.. if necessary consult a solicitor… ,

]]> Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by soulieupnorth http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-580 soulieupnorth Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-580 It will be called knock for knock How you might say i know this my wife ran in the back of my car while parked on the drive way and we were insured by the same company It will be called knock for knock How you might say i know this my wife ran in the back of my car while parked on the drive way and we were insured by the same company

]]> Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by Colin M http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-579 Colin M Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-579 There cannot be a conflict of interest if you think about it, the company is going to wind up paying anyway. What they will do is ensure that the person dealing with one policyholder is different from whoever deals with the other. There cannot be a conflict of interest if you think about it, the company is going to wind up paying anyway. What they will do is ensure that the person dealing with one policyholder is different from whoever deals with the other.

]]> Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by Pëߧ..©® .... ¸♥ English Rose ♥¸ http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-578 Pëߧ..©® .... ¸♥ English Rose ♥¸ Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-578 I've got the same issue been continuing for 4 months, they are supposed to be atcing independantly on both behalfs .. There should only be need for a legal frm, if there are persoal injuries claims they have to b y law be just I’ve got the same issue been continuing for 4 months, they are supposed to be atcing independantly on both behalfs ..

There should only be need for a legal frm, if there are persoal injuries claims

they have to b y law be just

]]> Comment on What the insurance will do if the two parties of the car accident all have policy with the same insurer? by leeincognito http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money/comment-page-1#comment-577 leeincognito Sat, 15 Aug 2009 09:50:37 +0000 http://releasemoney.net/what-the-insurance-will-do-if-the-two-parties-of-the-car-accident-all-have-policy-with-the-same-insurer.money#comment-577 The insurer is out of pocket no matter who is at fault. They should still try to correctly apportion blame, since it affects your premiums. The insurer is out of pocket no matter who is at fault. They should still try to correctly apportion blame, since it affects your premiums.

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